【INFO】Acceptable Forms of Payment [ALL MEMBERS MUST READ]
Apr 4, 2014 12:34:49 GMT
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Post by addictedtoyouleesungmin on Apr 4, 2014 12:34:49 GMT
Hello sweeties!
The mods all want to keep this forum a safe and trustworthy place.
Therefore, we have decided on some ACCEPTABLE and UNACCEPTABLE forms of payment; what is and is not allowed on his forum.
Any member found violating these new rules will be subject to moderator action.
Any member who comes across a seller asking them to send money via an UNACCEPTABLE payment method needs to contact a moderator immediately.
DO NOT SEND ANY MONEY BY A METHOD OTHER THAN AN ACCEPTABLE ONE.
The new rules have been pasted into this announcement for your convenience, and is also located in the Rules & Guidelines threads in the New Members and Help Boards.
Have a nice day!! ^^
--The mods
~ Acceptable Payment Methods Allowed on the Photocard Forum ~
Everyone on here buys photocards. Sure, a lot of us like to be able to trade duplicates for cards we don't have, but a lot of us also end up buying cards on here, tumblr, Facebook, Twitter, Instagram, or eBay. It is important to us moderators that each member of our forum sends money in a safe and reliable way. If there were ever to be any problems, sending money via the correct, reliable service is the only way to receive a refund, if matters were to come to that.
That is why we have decided on FOUR ACCEPTABLE PAYMENT METHODS to be allowed on this forum.
There are also UNACCEPTABLE PAYMENT METHODS that will not be allowed on this forum. These payment methods are unacceptable because they have no kind of buyer protection, and are often seen in common scams (e.g., 419 scams, "advance fee" fraud scams, internet purchase scams, etc.). These methods are untraceable, and once the money has been sent via them, THERE IS NO WAY TO RETRIEVE IT. While that may also be true with CC, these services are far worse as many sellers that use them try to tell you that they are "safe" and you will be able to receive a refund if "something were to happen." And many inexperienced buyers will send off money to sellers using these payment methods, and there is a good chance that money, and the item you bought with it, will never be seen.
The mods all want to keep this forum a safe and trustworthy place.
Therefore, we have decided on some ACCEPTABLE and UNACCEPTABLE forms of payment; what is and is not allowed on his forum.
Any member found violating these new rules will be subject to moderator action.
Any member who comes across a seller asking them to send money via an UNACCEPTABLE payment method needs to contact a moderator immediately.
DO NOT SEND ANY MONEY BY A METHOD OTHER THAN AN ACCEPTABLE ONE.
The new rules have been pasted into this announcement for your convenience, and is also located in the Rules & Guidelines threads in the New Members and Help Boards.
Have a nice day!! ^^
--The mods
~ Acceptable Payment Methods Allowed on the Photocard Forum ~
Everyone on here buys photocards. Sure, a lot of us like to be able to trade duplicates for cards we don't have, but a lot of us also end up buying cards on here, tumblr, Facebook, Twitter, Instagram, or eBay. It is important to us moderators that each member of our forum sends money in a safe and reliable way. If there were ever to be any problems, sending money via the correct, reliable service is the only way to receive a refund, if matters were to come to that.
That is why we have decided on FOUR ACCEPTABLE PAYMENT METHODS to be allowed on this forum.
- PayPal: probably the most common method of payment among forum members. Money may be sent as a "Gift" payment AT THE BUYER'S OWN RISK, but it is highly recommended you sent it via "Goods/Services." By sending items via "Goods/Services," if you ever have to file a case to get a refund for a purchase, you will be able to do so. YOU CANNOT FILE A CASE IF YOU SEND MONEY AS A GIFT. For more information on sending and receiving PayPal payments, please read this thread. For more information on opening a PayPal case, please read this thread. Opening a PayPal account is free, however some countries require you to be 18 years of age or older to have an account.
- Bank Transfer: a lot of people don't mind transferring money to one another using their own bank accounts. This is a safe method of payment (as it is done through a trusted bank/organization), and therefore, it is allowed to be listed on the forum as an acceptable payment method. How to do a bank transfer varies on your bank, so it would be best to check out your bank's website, or contact their customer service for more details. Bank transfers may accrue transfer and currency conversion fees, especially for international transfers. Some banks may not allow you to perform international transfers. This method is considered to be an option you look into after PayPal.
- Concealed Cash (CC): concealed cash would be the third acceptable payment method allowed on the forum. However, it will always be AT THE BUYER'S OWN RISK. Sellers cannot be responsible for lost or stolen CC. Most sellers on here will not accept CC from a country other than the one they live in (due to difference in currency), however some do not mind accepting foreign currency. This option would come after PayPal and bank transfers, and it is the only option for those of you who do not have your own PayPal account or bank account (though most banks here in the US allow people 16 years of age--sometimes younger--to get an account as long as they have an adult approve it; not sure about other countries, but you can always contact a local bank for more information).
- Money Order purchased at Post Office or other REPUTABLE Organization: A fourth and final option of payment would be a Money Order. These can usually be purchased at a Post Office, and some times stores (such as WalMart and Kroger in the United States). This option isn't as common nowadays, but it will be allowed on the forum AS LONG AS the Money Order is purchased through a REPUTABLE organization (e.g., Post Office). Money Orders can be refunded if something happens and the order is lost/stolen. Make sure to keep all paperwork regarding any money orders you send. MONEY ORDERS FROM WESTERN UNION/MONEYGRAM ARE NOT ACCEPTABLE HERE. See below for more details.
There are also UNACCEPTABLE PAYMENT METHODS that will not be allowed on this forum. These payment methods are unacceptable because they have no kind of buyer protection, and are often seen in common scams (e.g., 419 scams, "advance fee" fraud scams, internet purchase scams, etc.). These methods are untraceable, and once the money has been sent via them, THERE IS NO WAY TO RETRIEVE IT. While that may also be true with CC, these services are far worse as many sellers that use them try to tell you that they are "safe" and you will be able to receive a refund if "something were to happen." And many inexperienced buyers will send off money to sellers using these payment methods, and there is a good chance that money, and the item you bought with it, will never be seen.
- Wire transfers: wire transfers, while quick at sending money, are UNTRACEABLE and NONREFUNDABLE. If something were to happen to your purchase (ex., you never received it), and you wanted a refund, if you paid via wire transfer, YOU WILL NOT BE ABLE TO RECEIVE A REFUND. Wire transfer services include companies like Western Union, and MoneyGram--two very common methods of payment scammers like to use. These companies are "point-to-point" wire transfer services, are NOT the same as a bank wire transfer (bank transfer), and they are not allowed on this forum (or any other company similar to them, but these two are the ones most commonly seen).
- Western Union/MoneyGram Money Orders: they are not allowed on this forum. Western Union and MoneyGram are NOT PROTECTED FORMS OF PAYMENT, and there is a reason eBay, or other reputable online shops such as Amazon, don't allow them: any money sent through that service is nonrefundable, regardless of what the website and sellers may tell you. If you want more information, just google "Western Union"/"MoneyGram" and "scam." Even if they may be "refundable," we will not allow those services on our forum due to the history surrounding such wire transfer services.
- Money Remittance Centers: a lot of countries have centers called "money remittance centers." They are similar to Western Union and MoneyGram being that they are wire transfers. AGAIN, MONEY SENT VIA REMITTANCE CENTERS IS NONREFUNDABLE AND UNTRACEABLE. ONCE THE MONEY IS SENT, IT IS GONE; THERE IS NO WAY TO GET IT BACK.
If a forum member contacts you and wants you to pay via any of the above listed UNACCEPTABLE PAYMENT METHODS, please contact a moderator IMMEDIATELY. DO NOT SEND THEM THE MONEY.
EDIT: Even Western Union and MoneyGram ADVISE you against using their services for online purchases. PLEASE HEED THEIR ADVICE (and ours).
Western Union Warnings
MoneyGram Warnings
EDIT: Even Western Union and MoneyGram ADVISE you against using their services for online purchases. PLEASE HEED THEIR ADVICE (and ours).
Western Union Warnings
MoneyGram Warnings